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Old 4th May 2011, 22:06
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castrol
 
Join Date: Jan 2011
Location: Australia
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Do some calculations to cost out rolling to another fund. You may find that adviser upfront and trail commisions just make it too expensive and therefore not viable.

The business of changing super funds is 'Money for Jam" for financial planners and their para-planners so stick with the big co's and main-stream equities and cash assests.

Also make sure your aware of the 5 asset classes and how they form a profile for the various risk profiles....your risk analysis will change with age and as your personal circumstances change so always know where you fit, other-wise there will be a "miss-match" between you and the way your money is "spread-out" .

Maybe thats just the case now...has your risk profile been updated lately and have you reviewed the fee structure?...and re-negotiated.

I'm with Colonial First State....

Cheers
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