$400 for the assessment, maybe next yr if they're still recruiting.
S$180k fee, with RHB only giving S$100k loan, I have no idea where to find the extra S$80k.
The need to pay OAA S$10k/month is seriously no joke. Not forgetting you need to feed yourself with food and thick clothes to keep yourself warm while in the UK and Australia
you better have a good financial plan if you're going for it.