Hi Apple,
I'm 39 and posed a similar question back in August. I got lots of great advice. Search for my user name and you'll see the post "What're my chances".
I still haven't made a decision since I have a wife, two kids and a cat to support so I have to get a job at the end. I've opted to wait for a bit and see what happens - market, war etc etc.
Synopsis of the advice I got was: do lots of reasearch, go for a full time modular, don't underestimate how much it'll cost.
Good Luck
Dave