If you don't have any flying experience it is a good deal. As you point out 404 you are far worse off than a DESO after 6 years but lets think about the other option and how it usually works out for most guys with a CPL/IR. You pay for your training and then don't get a job. Most people who get a CPL/IR never end up working for an airline or flying anything other than a light piston if they are lucky enough to get a job flying.
If you already have a couple of thousand hours don't sell yourself short, you have done the hard bit getting that first flying job.