I'm afraid it is a personal motivator, each will share their views as well as opinions with you, but ultimately you and you only grade the importance of ambition against that of risk and loss. I frequently remind myself, existence is but a relatively short chapter in the book of life, and for me the notion of not trying to fulfil a life long ambition is unquestionable.
Consider what you may gain from becoming commercially qualified and compare that against what you may lose.
What ever you decide, the very best of luck
