I think the saddest part of these new rules is that now everybody is a criminal by default, we have lost all hope of having an open reporting culture where you can learn from peoples mistakes.
Will you honestly spill your guts about landing with less than reserves due to some unforseen factors?
Pity now that your friends and colleagues do not get to learn from your experience and mistakes as you have the 10 penalty units axe hanging over your head.