I don't particularly care about the states. I'm just concerned with anyone who compares the contact insurances and decides RAL is better than PARC.
As i said to RAL on leaving, i would like to be insured so that in the event i wake up in a hospital, i know my bills are covered and my mortgage will be paid.
PARC provides cover for this. RAL do not. It's not a secret agenda. It's just fact.
And the added benefit is that PARC stick to their contractural agreement, and RAL do not. Or have you forgotten your pay cut?