As far as i know, PARC told me i have evac because i asked for it. They didn't mention any kind of grandfather rights.
And in any event i'd be happy to pay for evac and get free accident insurance. It's a lot cheaper.
And BUPA is the same everywhere, not in the states though but who cares about that?? I can go skiing in France, kiting in the thailand, diving in maldives, any number of things and my BUPA/PARC accident insurance is good to go. I really doubt the RAL insurance is the same.
I don't have a secret agenda, i'm just clued up on the facts.
Say whatever you like, but the overall insurance from PARC is better. No doubt.