The character of flying today is not what it was 20 years ago.
Borrowing and investing huge sums of money in order to be abused by employers that pay next to nothing for very long working days is no future for any young person.
Please, all of you young people interested in flying, get yourself a proper university education (or other) that will earn you a proper income under proper, decent working conditions. Then join a flying club and fly in your free time. You will be much much happier and you will own your time.