To a degree (no pun intended) they are loking at you and seeing a keen young lad easily parted with his money (and lots of it).
Try to take a really cynical view of what these people are saying to you.
I would suggest visiting
www.becomeapilot.co.uk and purchase their book 02FO, its about £30 and well worth the investment, especially when you consider how much youre looking at spending.
Buy that and read it before you do anything else, it saved me thousands in bad decisions.
TBL