All,
Thanks for the replies, and I didn't mean to start an argument here.
Like everything this is a balance, I appreciate the ideal will give us security, doing it ourselves (and I'm not proposing to do this) gives risk. For a small business (t/o c£150k pa ) it is a case of balancing the risk with the investment required, or perhaps scaling back our requirements a bit to what is achievable.
What you have all given me is some solutions I can research in more detail to help me balance that risk/investment decision, and thanks for that.
Cheers,
G