I just read some article on Dubai regarding obtaining credit. It seems that your creditworthiness is wholly (it not majorly) dependant on which company you work for. The banks apparently maintain a list of stable reliable business in the Emirates and so long as you work for one of those firms, you get to drive your Panda/Porsche (delete as appropriate) away.
I presume Emirates Airlines is in good standing. But what about flydubai? It hasn't be up and running that long an may not be in favour with the banks yet, so I wondered if current FD people here could recant their experience of obtaining credit for big purchases.