So, in your final 12 months you could be stitched for a 4 or 6 monther?
While I don't doubt that may have happened in a case or two over the years, it's something that manning have always tried their damndest to avoid. I've not seen it happen in my 20 years so far, put it that way. They're usually at great pains to make sure that your last 12 months is unmolested, detatchment wise.