"the lack of apparent concern is breathtaking."
Not when you get inside the mind of the Bayesians and the board members of RR.
Like learning a language once your ear is tuned you can understand. This is a calculated risk, simple as that.
There will be projections of total loss costs already planned.
This is difficult to believe but we, the public, are just players. There are no morals involved here. This situation will not change soon.