Thanks bro.
I am probably in the same boat as your collegue. Nothing much one can do about it unless the company one works for decides they want to get your no applied instrument restriction removed or even better - pay for you to get the multi instructor rating. 30 hours PIC is a lot and I decided some time back that I had put enough cash into this career and refuse point blank now on the grounds of maintaining my sanity to pay out anymore to try and get a leg up. What will be will be from now on....
VFE.