.......and only if the price goes up and interest rates stay low. It's only a "perk" when you've sold and hopefully made a profit. Some guys have got they're fingers burnt in the past. The debt is in your name after all and as Harbour Dweller says, finding 30% deposit for a decent sized family home is probably out of reach for most of us.
Once the company has finished attacking the housing policy, then there's no real point in staying in HK. It's a race to the bottom in this industry I'm afraid and CX is playing catch up.