The companies that want to suck your personal account for a type rating to fly THEIR aeroplane, are actually the ones that do not have much else to offer and are not usually a pleasure or the better places to work for, there is also very little loyalty to count on.
That is why many guys leave after a short while and are replaced by others, which in turn again pay for the rating - and so the wheel keeps on turning. These companies will never evolve beyond a certain level, because human capital is lost. No investment from their side=no good long term return and the quality of the operation might suffer.
I will personally never pay for a type rating and the system of a training bond of 1-2 years has proven to work well for me in the past and it also worked well for my employers. A company will tend to take more care of employees that they have invested in and whose loyalty they can rely on in turn - a socalled win-win situation.
The more pilots and companies realize this, the better for the industry.