INNflight, I sure wish there were more people like you out there. Many of our lives would have looked different if there was. I have been in this business for some 13 years now and have proudly resisted any urge to pay for a type myself. I must admit I have thought about it but resisted every time. It took me all these years to get away from props into a jet, but with only six months of flying a Citation X the company wants to make me captain.
I "lost" several years against other friends who went the other route, but I feel I at least have stuck to my guns and that it finally paid off. I'm sure it will do so for you as well. The tide does seem to be turning in the business so keep your chin up and continue to network. Eventually someone will appreciate your "pride" in not paying.