1) Get yourself a trial lesson. You may not like it. Seriously!
2) If you hang around flying clubs and get to know people, you'll find out more, and may even get some free flights - all good learning experiences.
3) Read this forum, and also the "Private Flying" forum, which will tell you a bit more about getting a PPL, terminology etc - lots of posts from student pilots on there.
4) Ask anything specific you want to know.
5) No easy way to get the money - you can save, borrow, train in the US as it's cheaper, a combination of all of the above. If you keep reading on here, or do a search, most of the info is somewhere.
Good luck!