After reading your post foodstamps it seems to me that you have answered your own question. You don't want to leave the city, then don't go. Horatio is correct however, if you have the coin get your MECIR now, you won't have time later when that opportunity knocks and you have to tell your prospective employer - sure I'll take the job, just give me 2 months to knock off the required rating. Don't bother docking around with NVFR bullcrap, completely useless to a professional pilot. Doing your raring now will also buy you a little more think time as well.