laakdown,
You seem to have done your homework. One thing however you need to factor in which you havent mentioned is timing. With spring time looming(perhaps not weatherwise!) most airlines and operators will have either covered, or, are in the process of covering this years pilot requirements. Jet 2, Thomas Cook etc are all running assesments now. Another few weeks and it'll all be over with these companies for the rest of this year....worth considering when you have to factor in IR renewal costs etc in 12 months assuming you may not have found a job.