Rethink training in the USA
Zondaracer and BoeingDreamer are right. I've just checked it today with the UK CAA and the German LBA. You can't do the IR training in the US!! Besides, with all the paper work, visa fees, accomodation, PPL validation to FAA PPL (to be able to fly in the US airspace legally), check rides to assess your abilities and and and... I have changed my mind today! Yes! I will do my CPL, IR, ME in Europe where it's good and affordable.
Afterthat, I'll keep working, contacting people, monitoring the market and just find the right opportunity to jump in.
You can see it from this way: compair yourself with a guy, fresh graduate with barely 250 hrs and 100k € depts... You'll see then that you're lucky to have a stable salary...
I can speak about myself: Im not burning to fly! When I finsh my frozen ATPL, I'll rent a plane and fly for fun whenever I want, but I'll keep my eyes and ears open to what chances life will carry me.
Cheers,
P.S: The US thing seems to be more of a headache!