The point that you are missing is that most airlines have gone over to a user pays system and the question is whether this has resulted in a different breed of airman?
Most? Hardly.
Some. A few. Not many.
Eventually all airlines might be forced to adopt this model to remain competative and then the passionate aviators will never get out of GA and in the future may not even bother, going into a more lucrative profession instead and satisfying their dreams of flying as a private pilot.
Training costs aren't what allow or disallow an airline to remain competitive.
ps Guppy, you ok ?
Fine, so far.