73Addict,
You're as naive and foolish as unregistered737 if you think getting circa £50 - 100k in debt is short term.
I suggest you wind your neck back in. I can say what I want on this subject.
I couldn't give a f?ck if people borrow money or not. Or at what rates. What annoys me, and many others is the view that 5/6/7 years in anything other than a jet is working for nothing and a waste of time.
The attitude of taking on huge debt in a gamble on a career in FR/Brookfield is reckless. It stinks of "I'm not waiting my turn" and has directly contributed to the rapid deterioration of conditions of employment in our profession. I pity you. You know no better.
The adage of a Doctor borrowing to fund his/her career does not add up either. They enjoy: permanent contracts/ sick pay/ final salary pension and a security of tenure.
What do you get for your £29k starting pay in FR? Err....£29k and nothing more.
Justify it all you want. It's just like buying a bigger TV than you can afford on credit. All part of the "I want it now" spoilt rotten generation.
You have much to learn.