Thanks for the replies.
I'll give the pensions section at PMC a ring on Monday and see what they say.
As to the Old Age Pension problem going away, being ‘contracted out’ I hadn't reckoned on my OAP being worth very much in the first place. With the aging population I doubt if any government can afford a decent pension. I suppose Australia may be in a better position as they limit immigration to younger people to reduce the effects of an aging population.
Regards