impartial advice and secondary market
if you want some impartial advice, and also you may want to save some money there are 2 companies who "trade" in used shares and contracts from all the fractional providers.
In Europe it's Fractional Jet Europe and in the US it's Frac Trade, part of Dugger and Company.....so you could either get some advice for free, and look at the possibility of a used share, with a less onerous contract length and maybe some free (sorry unused) hours as well. Both nice companies, with owners who have both worked across the industry for a long time.
DJ
P.S. just as an aside, there is a premium built into the NJ interchange tables which means that on interchange the price you pay is NOT the same as if you were an owner/card holder of that particular aircraft type.