Perhaps one can fabricate a large portion of your LUCK....
Well said. If you regularly put yourself in bad situations, then bad outcomes should not be called "bad luck". I've seen many such people in my life, complaining about their bad luck, when it should be expected, since they act the idiot part so well.
Conversely, if you preflight the aircraft, fly conservatively, mind the Ts and Ps, noises, and vibrations, it's not good luck when you catch a problem before it turns catastrophic. It's a result of doing your job properly.
I attend many pilot safety seminars in my area. I've come to recognize many of the same people over and over, and they seem to have pretty good "luck". On the other hand, there are many pilots that I never see at such a meeting, and they are the one who could use the most help. I think for the most part, we make our own "luck".