Med Pension
As a rule, if you are on AFPS 75, if you are given a declared disability of over 15% you will get 3 and 1/2 times your annual salary as a gratuity which is tax free. Also, you will receive a tax free pension. The reason they will not give you a commutable figure is that it all depends on your disability which decides your figures. Dont know much about AFPS 05.
The trick is to get over the 15% mark i would surmise. The RBL are priceless here and are helping me with a lot of advice. I am also a member of the Forces Pension Society and I am about to start seeking their advice as well. I am about to start the med board process and having found out about the above cant helping thinking about green grass etc.
Anyway who wants to PM me - i will happily pass on what I know.