Hi, I got my CPL and IR in 2009 with 230h FT, and 75000 dollars of debts
I would reckon that your best chance would be to go and get a bush pilots job. Start networking and applying for as many positions as you can find. Be aware that these guys are required to do a lot of things in addition to flying and the wages are low, probably no better than driving a cab but at least you will be making use of your 'investment'.