It'll still be benefit based, but a benefit based on average earnings over the lifetime of a career, and with a healthy wedge of personal contribution invited. We scorn DC schemes at our peril. A correctly administered and managed Defined Contribution scheme may not offer the absolute certainty and forward thinking security of a Defined Benefit scheme, but that does not always mean that it is automatically the laggard when it comes to performance (which is what many people think). For many people, and for many reasons, a personal DC scheme for oneself or one's spouse/partner is an absolute must as a single component in itself, or as a supplement to any personal financial planning strategy.