ILUV, brownstar says most of it. And I suggest you check your sums. Something in there might not quite add up...?
1W22 - If money is all you want, then that's all you'll get. If you feel that caring about human beings, that not screwing them for all the dosh you can get out of them, that wanting to provide a service for a
reasonable profit rather than making all the money you can is something to sneer at as being "pious" then I feel more sorry for you than I can say.