To put perspective on what A330ETOPS has said, I went Modular and finished at the end of 2008 too.
So far not a sniff of a job either although I only have to find £400 a month to service my loan as my training the modular way cost less than £50K which is much more manageable than the £1200+
that some poor buggers who went integrated are having to find.
That is a hell of a lot of money to have to worry about before you even get out of bed in a morning, and unless you have a decent 2nd career, it is going to be very very hard to sustain that as well as pay for everything else required just to live even a basic lifestyle.
At your age, you can afford to take time to get a job, earn some money, and train modular alongside the work, and even if it takes you 4 years, you will still be young enough to be in with a decent chance and won't have a massive loan to re-pay. You can also speed up or slow down your training as YOU see fit to time it with the jobs market.
