You seemed to have missed the whole point zero to hero! Its all about the complete uncertainty! One month you make enough then the next month you make barely enough to cover the bills or are having to pay off stuff from last winter when you were doing 20hrs per month. Yes when you earn a bit more you have the tendancy to spend more but why not? Why should I constantly count the pennies as I may only get 50 next month. There is no or very little pattern to it! I'd happily work 9 months a year if they gave me 750hrs in those months but they wont! No promises!
In my post I clearly stated I wasnt achieving the 758hrs which is an average by the way, and hopefully you know how to work that out as there are people at both ends of the spectrum and, kinda is what this whole thread is about! Those doing less than average for no apparent reason at all!
For your info I flew 705hrs last year(this year I dont think it will be legally poss to hit the average) so your figures cant apply to everyone so I'm cannot see at all how you can preach that! Say I did 300hrs x 80.5 = 24150/12 = 2012.50 = monthly take home 1480.35. Average mortgage is around 800 so leaves you 680.24! Its a relative to everyones situation so, to say how I cant live in x amount is none of your fecking business but just so you know i'll tell you anyway cos I think your a bit of a tallywhacker.
Modest car <23K, family, dont own a house(trying to save for one)t, student loan, training costs, insurance of multiple types because of being self employed, not to mention travel, food, car parking, private pension! You add it up and all of a sudden your 5k very quickly dries up and oh yeah, tax, national insurance as well and exchange rate fluctuations and it leaves you with close to bugger all for a rainy day!
Yeah if FR could guarantee 758hrs a year then to budget accordinly would be easy. But going from one month of 70hrs to half that the next to, as a lot of people find out, an unpaid month appearing on thier roster budgetting is difficult!
Anyway I await you comments on how good everything is and how we should live like a hermit to make your post feesible and put it all relative to your situation!
ps dont drink and pprune, where's that in chapter 8?