With 11,000 hours in fighters, biz jets, heavy transports, civil and military, I'll stack my experience and training against yours, any day.
None of us has said that we are automatons that ONLY consider what the ASI says, we do think, but we also learn from the totality of aviation. We have learned that continuing is more likely than not to be a better choice. When the wings come off after hitting your fictional fuel truck, I'll stop, regardless of the speed. And I'll teach others to do so.
Enough with your straw man arguments that bear NO resemblance of reality. Performance calculations, not a guess out the window, guide the pros.
GF