Have to back Scroggs on this 100%.
If you are in a BA hold pool for the TEP then I would sit tight and wait a few years for them to give you the green light again.
Much depends on your circumstances - for some £50k is not as daunting as it is to others...
Good luck,
WWW
ps My vote would go with Bristol for your Groundschool and PAT in Bournemouth or Multiflight in Leeds for your flying!