Sorry, you have to show my proof a flybe FO makes 78000 euro a year - doesn't happen!
You're right nobody wants to pay for their rating, but for me, I could justify paying for a B738 rating, please dont make yourself look silly in implying thats a bad rating to have on the licence, and that a Q400 is better!
In any case, I've lost interest and CC you win, I can't be bothered.