Hi PC, concur with John and PeterL, there is an issue. I own a 28RT-201 in basically standard IFR configuration, and the CG is fairly forward, but not excessively so. With 2 people, you will run up against the forward CG limit as discussed without adding some ballast. Will check my OEW/I and Pm you later... for a cross reference.
(WRT the T tail, it is different but not that much, it requires slight change in rotate practice and some discipline in approach speed maintenance, compared to the low tail. My biggest complaint is that the design was done for questionable aesthetic reasons against good engineering, with just the mere chance of a drag reduction from end plate effect... but the implementation is so klunky, (modifying a low tail rudder) drag change is minimal).