Bfisk.
That wasn't what kk said. She was a Balpa member. The company went bust so she was unemployed but still a member and Balpa didn't help her, despite however many years and hundreds or thousands of pounds she might have paid them in the past. As her salary was zero her union dues would have been 2% of zero so they weren't interested.
Balpa are like an insurance company, IMHO, they will take your membership fees but attempt to wriggle out of providing anything that you thought they were going to.
Sorry to get of the topic...