If you can afford to do an integrated course - don't.
Instead do a modular one but first do the writtens via distance learning whilst staying in your present job. Get a single engine CPL and put the rest of your money in the bank. Stay in your proper job earning money. When it looks like there is really an upturn, and that means proper hiring not just easy/ryan air then do a multi rating and IR.
Unless you have £100k of yours or someone elses money to spare then go to CTC, of course...