Hi MikeCR,
Many thanks for the reply, but I really want to do it, I have done for a long time and I won't be happy until I am flying commercially. For me it's not for the money, it's for the love of flying and if I can do it day in, day out then I have achieved my goal. If I had an interest in classic cars or yacht sailing, then I could easily spend as much money without gaining anything back, so to me it's all relative.