I agree Deano777 that the situation is bad with the P2F schemes after training in order to get these type ratings, but I have recently finished with a major FTO and the options available to me are as follows;
1. Pay £5-7000 for a Flight Instructor rating and hope there is a job for me in a recession, as you suggest; or
2. Pay £8000 for a type rating on a A320 with EZY; or there is always option 3.
3. Having got myself in debt to the tune of £60k, give up on being a pilot because it wouldn't be the "traditional way".
Please tell me which the "smart" choice is (if you were me). Would you really pick option number 1? 2 is rather tempting!