gijoe,
I wasn't thinking of me. The aim of LSAP is twofold; firstly, 'to assist eligible personnel to enter the housing market'; and secondly, 'to help a need arising from changing personal circumstances during a career'. If the military advances cash, based on helping a serviceman during a career, and if it then decides that it doesn't want that serviceman for economic reasons, and causes hardship, then there might be extenuating grounds for possible write off (such as there are if a serviceman is declared bankrupt).
Service in one place is a two way deal; the RAF is happy and so is the individual so lets not hold it solely against one party. Telling someone they are not needed AND then financially disadvantaging them, based on where they might be discharged from, is unfair. Kinloss/Lossie has a huge impact in such a small and fragile local economy - its not like someone being made redundant from,for example, Northolt, where civvy employment may be just down the road and/or the local housing market is far more resilient.
Redundancy should not be such a blunt instrument, especially when it might impact Sqn Ldr 'A' and her family far more than Sqn Ldr 'B' and his - simply based on their respective locations at the time of being made jobless.