j3, mate what the F
k is your problem bloke?
You have no insight as to this fellas background, financial situation, abilities nor any further related reasons or information as to why he would like to go down this path.
After reading some of your previous threads around this subject you sound like a very disgruntled perhaps constantly rejected applicant to these schemes.
If you have negative comments keep them to yourself because it really has no useful purpose on this thread or site. Many people before me seem to have told you the same thing in previous posts but you're still yet to get the picture.
rocket