AL R, If I could ask you a question. Over the last 2 days during one of the briefings we were advised to seek professional advice as our public sector pensions were being looked at (by the government not the air force). I was aware of the recent changes but i tried to read through the previous posts but soon got lost. Here is the question then; I have planned remaining in the air force due to my pension and more particularily on my tax free lump sum. I thought the £50,000 to £250,000 discussed was the amount you paid into your pension per annum and not what you receive so I am fine. If I leave the air force in 2013 is my max com sum (around 60K) still tax free or are they talking about changing that? I realise that many people are worse off than me than me but having served over 18 years and suddenly finding out that i only have about 2 years to go the thought of my pension being halved is obviously of interest to me.