I have to laugh...I really do. someone complaining about loans for 100k euro's for their training! I guess I did it wrong, I earned the money first and then spent it on flying lessons.
someone sold you down the river pal!
I've hated the seniority system. I quit my first small airline job cuz they broke weight and balance rules...so I had to start over at another airline. They went out of business...so I started over at another small airline. Mind you I now had more experience than most of the captains there...but SENIORITY!
Then I went to a fine big airline. The captains were older than the hills and I learned from them. But mergers came along and down I went on the seniority hill.
I firmly believe that if there were a completely objective examination, that seniority should be based on how good a pilot you are and not how old you are or how many years with the line you have.
I also believe that there should be no federally mandated retirement age for anything. either you can do the job or you can't.