How much experience have you actually got - hours wise?
In principle I am against paying for type ratings but it's becoming so embedded in the minds of some outfits, you would be a fool not to consider it.
I would say if you have more than 1500 hours total with say 500 hours multi you could go bigger than the types suggested! That'll throw the cat amongst the pigeons!
Do talk to prospective employers sounding them out for interest before you spend your money!