Hmm 40 Year Flyer, we're the same vintage (and a damned fine wine it is too!). Maybe that is why I agree with much of what you are saying. However, I 'switch' earlier in the approach: when comfortably lined up and a touchdown point can be properly selected.
It's interesting how polarised views are on this topic. The truth is, that both teaching methods work; otherwise 50% of students would be in smoking holes!