Let's look beyond aviation. How about all those students out there, spending their parent's money on years and years of University. I remember about 20 years back a lot of wet-behind-the-ears engineers, teachers etc driving taxi and frying burgers, because they couldn't get a job but had to pay back study loans.
What I do agree with, however is the problem, that many of the very young guys show some lack of maturity. That maturity, that usually comes with working your first job. If that first job is sitting in the r/h seat next to me, I'd rather have someone sitting there, who financially contributed to getting there.