I am not sure I understand the sums here! If you fly around the sky for an hour then you will still fly your 95 hours per year. If you are going places then it would seem your hours go down as your speed goes up. It strike me that the difference between an Rv and an MRC is about £6.50 per hour (which is about 30% more). It sounds a lot but not sure it is really that significant in the grand scheme of things, if you can afford to fly in the first place!