Mate, I'm not interested in who you are but as I said in my PM to you, if somebody down the pub has told you that I was critical of your professional ability, then you either can't recall me telling that to your face or or the 3rd party is lying.
As for your link, that is only 3 pages long and the BOI report which I have here in my hand is 8 pages long. Me thinks you might be making judgments on partial fact.....so please don't say you are only stating fact when you are not in possession of all of them.
Touche.....how very childish.
HPT